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Terms of Use

Last updated 26 August 2026

These terms govern your use of cwdresearchconsulting.com, operated by CWD Consulting ("CWD", "we", "us"). By using this site, you agree to them. If you don't agree, please don't use the site.

Who this site is for

This site and the research, commentary and services described on it are intended for independent financial advisors, boutique investment management firms, and other investment professionals. It is not intended for retail consumers seeking personal financial advice.

Not investment advice

Everything on this site, including the Weekly Intelligence Brief, the Insights section, and The CIO's Diary, is provided for general informational purposes only. It reflects the views of CWD and Chris Darbyshire at the time it was written or recorded, and it is not, and should not be treated as, a personal recommendation or regulated investment advice. Markets move; past commentary and analysis are not a guide to future performance. You remain responsible for your own investment decisions and for taking independent advice where appropriate.

Intellectual property

The content on this site, including text, research commentary, graphics, audio and video, is owned by CWD or used with permission, and is protected by copyright. You're welcome to share links to our content. Please don't reproduce, redistribute, or republish it elsewhere without asking us first.

Accuracy of information

We take care to make sure the information on this site is accurate at the time of publication, drawing on sources we consider reliable. We don't guarantee that it's complete, current, or error-free, and we don't accept liability for decisions made in reliance on it.

Third-party links and embeds

This site links to and embeds content from third parties, including YouTube. We don't control and aren't responsible for the content, availability, or practices of those third-party sites.

Limitation of liability

To the extent permitted by law, CWD isn't liable for any loss or damage arising from your use of this site, including any reliance on its content. Nothing in these terms limits liability that can't legally be limited, such as for fraud.

Changes

We may update this site and these terms from time to time. The date at the top of this page shows when it was last revised. Continuing to use the site after a change means you accept the updated terms.

Governing law

These terms are governed by the laws of England and Wales.

Contact

Questions about these terms can go to chris@cwdresearchconsulting.com.

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